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A good dog is expensive and we can help you with the cost. Take a minute to get a no obligation offer from a lender in our online group. Even with bad credit, you may be able to get an offer. Let’s find out.
Financing Your Pekingese
These days, you can finance anything so it should come as no surprise to you that you can finance a puppy. Given the high cost of a pure bred Pekingese, it makes perfect sense. Here are some reasons that you might consider taking out a loan when getting a new pet.
Good Dogs Are Expensive
When it comes to puppies, you get what you pay for and a healthy dog does not come cheap. Sure, you can go with a discount backyard breeder, but many of them are just out to make a buck. Even if they try to do the right thing, they lack the knowledge that an experienced breeder has.
When you go with a cheap breeder, you are far more likely to end up with an animal with health defects and that does not live up to the standards of the breed. Getting a loan for a well bred Pekingese can hep you avoid this and help you support responsible breeding.
Dogs Come With Other Expenses
When you buy the dog, the spending is just starting. A new puppy comes with a number of other expenses and don’t let the small size of that Pekingese trick you. They have big costs.
Besides the purchase price, you will have veterinary check ups, vaccinations, bedding and of course high quality food. Do not make the mistake on skimping on food quality.
Taking out a loan for the puppy itself can make sure that you are prepared for the additional expenses that you will have when buying a Pekingese, French Bulldog puppy or any other dog.
Pet Shops Should Be Avoided
When you think about financing, a pet store is probably what you think of first. That is a huge mistake because this is an industry that you do not want to support. Most pet shops buy their animals from puppy mills and then they get to live their life in a cage until purchased. Not something that should be supported.
In addition, the chances of finding a pure bred Pekingese at one of these places is slim to none. They usually like to buy cheaper “designer” mixed breed pets and sell them at a premium.
Taking out a puppy loan allows you to avoid the pet shop and buy from a legitimate breeder.
Getting Your Money
So now that you know why financing a puppy might make sense, let’s take a look at how the process of getting your Pekingese loan works.
Get Your Quote
First, we need to get you that quote. Head up to the top of the page and fill out the quote form. Fill in some very basic information and you are on the way. Most people can complete this form in about 2 to 3 minutes and it walks you through it all step by step. You can even track your progress as you go.
Once you complete the form, submit it to the online loan group and await an answer. Most of the time it will take just a minute or two.
If you receive an approval, a single lender will make you an offer. You will visit their website to review the offer and if you like it, you can accept it. You are under no obligation though, so if you do not like the terms of your loan for a Pekingese you can just turn it down.
Get Your Pekingese Money
If you decided to accept your money, your lender will deposit it directly into your account. This can happen as soon as the very next business day.
Because you get money directly into your account, you can now shop for your puppy as a cash buyer. Buy from any breeder you want and use the extra money to pay for pet supplies, vet visits, etc. It is your money to do with as you please.
Get Your Puppy
Now that you have your money, you can use it to get your puppy. Since many of the best breeders sell out their litters before they are born, this might mean putting down a cash deposit and waiting.
Patience is key when looking for a new puppy, after all, you will have this pet for over a decade. Waiting a few months for a good one should not be an issue.