If you are looking for a Maltese breeder that offers financing, you are limiting your selection. Let PuppyLending.com help you get a loan offer for financing. Shop any Maltese breeder you like as a cash buyer. How much do you expect to need?
Financing For Your Maltese Puppy
Yes, it is perfectly normal to finance a Maltese puppy. With purchase prices averaging 3000 dollars for this breed, this should come as no surprise to anyone. The problem is though that most breeders do not offer financing and do not want to deal with the paperwork. This is where we come in.
We can help you get a cash loan offer. If you accept your offer, your lender will deposit money directly into your bank account. This allows you to shop like any other cash buyer and use any breeder that you like.
Sound good? Let’s get started.
Getting Your Loan Offer
Getting your offer for Maltese financing money is easy and there is no obligation. At the top of the page is a form that you can fill in to get a quote from the online lending group. We ourselves are not lenders but we get you access to this group. This is better than working with a direct lender because it gives you more chances of getting a yes.
Fill in the form by first entering in how much you expect to need, keeping in mind that the average Maltese puppy costs 3000 dollars. Next, enter in some basic information about yourself, your income and where you want the money sent.
When you are done, agree to the terms and hit submit. Most quotes will be answered fairly quickly. If approved, one lender from the group will make you a loan offer. Generally, you will be forwarded to their website where you can review the details of the offer. Take your time and read all of the loan details and make sure that it is a good deal for you and your situation.
If you like the offer, you can accept the loan and your lender will get you money as soon as the next business day. Once in your account, you can use the money as financing for your Maltese puppy.
Benefits Of Online Financing
Now that you know how easy it is to get an offer, let’s take a look at all of the benefits of online puppy financing.
Use Any Breeder
The fact is that most breeders do not offer financing. There dogs are in demand so they do not need to deal with all of the paperwork involved in financing a Maltese. If you limit yourself to just breeders who offer financing, you will likely have a poor selection and will very likely end up at a pet shop.
With online financing, you become that cash buyer that breeders love. Put a deposit down on a litter and then pay the balance when you take your dog home. You can even use any excess money as you like. Pay down the loan or use it to pay for first year puppy costs.
Fast Approval & Funding
It takes just a few minutes to get your offer. If approved, you can usually complete all of the details of the loan online and then your money will be as good as on its way.
Loans can be funded as soon as the next business day. That can allow you to start shopping for your puppy quickly. This is important if you have found a litter that you are interested because puppies can often be claimed quickly. Some popular breeds like English Bulldogs can even be reserved before birth.
All Credit Welcome
Many of the lenders in this online group are used to working with less than perfect credit. This means that if you have no credit, poor credit or even bad credit, you may be able to get an approval.
If you do have bad credit and are applying for financing, do be careful. Bad credit loans can often have some crazy terms so take the time to read all of the details before making a decision as to whether or not to accept it.
Buying Your Maltese
If you were approved and have decided to accept your loan, now is the fun part. Now you get to go find that puppy of yours. Here are some things to keep in mind before laying down any of that cash.
You Need A Reputable Breeder
Never go with a backyard breeder. They might mean well but lack the experience to properly breed an animal. It might seem easy enough, but a real breeder will know the importance of screening out hereditary defects and will know all the ins and outs of the breed.
You Should Research Your Breed
Make sure that you take the time to thoroughly research a breed before you buy it. You might think that a Maltese is right for you but you might be happier with a Pomeranian. Look into the character traits of your potential pet and find one that best suits you.
Your Home Should Be Prepared
Puppies are like babies, so you should treat your home accordingly. Section off a small area for them and baby proof it. Essentially, that means move anything that could fall or should not be chewed on. Do this before you bring your dog home to ensure a smooth arrival.