Is There Puppy Financing With No Credit Check?
You are here because you are looking for no credit check puppy financing near me. Does it exist? No, not really, but we may still be able to get you an offer, even if you have no credit or bad credit. It takes just a minute or two to find out and there is no obligation.
Finding Financing Near Me
Getting puppy financing near you is a difficult task because few local breeders will offer it. Most breeders have enough business that they, quite frankly, do not have to deal with it. So, where does that leave you. It leaves you with pet stores and that is a very big problem. Here is why.
Pet Store Financing Near You
The biggest problem with puppy financing with a pet store near you or me is that you have to shop for your puppy at a pet store.
There is no question that the ethics of a pet store can be questioned. Most will buy their puppies from puppy mills where the dogs are raised under often very poor conditions. It is basically a puppy manufacturing plant and you can imagine what goes on at these types of places. It is unlikely that breeding standards are considered or that animal feelings are a strong consideration. Once the animal is at the minimum age for weening, they are removed and sold to a pet store. This is hardly ideal.
Another problem is that your selection will be severely limited at a pet store. Most shops these days like to sell what they are marketing as “designer pets”. That is a fancy name for mutt, although the prices will be much higher. If you are looking for a certain type of dog like the ever popular French Bulldog, you are probably going to be out of luck.
A Better Financing Option
So, what are you to do if you need financing and have no credit or bad credit? We may be able to help, by putting you into touch with a large group of online lenders. One of them may be able to make you an offer.
The advantage of working with a lender online are many.
One advantage is that you would become a cash buyer. If you are approved for a loan, one lender will make you an offer for puppy financing. If you decide to accept this offer, your lender will send you cash, deposited directly into your bank account. This makes you a cash buyer and you can then shop for your new pet with any breeder that you like. That allows you to get the exact breed that you want, from a legit breeder.
Another advantage of working online is that you are more likely to find a lender that is used to working with bad or no credit. If you have been looking for no credit check puppy financing, this is probably of interest to you. We get you access to a group of lenders that are used to working with all credit types, and that may make it easier for you to get an offer.
Getting Your Puppy Financing Offer
Now that you can see the benefits of online puppy financing. lets check on getting your puppy financing near me with no credit or bad credit
Submit Your Information
The first thing that you need to do is fill in your information in the quote form at the top of the page. It is a very short form, so most people can complete it in a matter of minutes,
Enter in how much you expect to need for your puppy, contact information and information about your source of income. Lastly, enter in your bank information and you are all set. If you accept a loan, your lender will use your banking information to send you the money that you are requesting.
When you are done, submit your form and wait for your results.
If approved, you will receive an offer from one of the lenders in the group. You will be sent to their individual website where you can review this offer. If you like it, you can accept it and start shopping for your puppy. Your lender will get you the money just as soon as possible. This could be as soon as the very next business day.
Making A Choice
Before you commit to a puppy loan, you need to think about everything carefully. If you were searching for no credit check financing, chances are good that you have less than perfect credit. This could make your loan prohibitively expensive, so you must be smart about things.
First, consider if the loan is even affordable. Just because a lender approves you does not mean that the loan is a fit for your budget. Only you truly know how much money you can spend, so be honest with yourself. If a loan payment would stress your budget to the breaking point, you should not accept it.
Another thing to consider is whether or not the cost is simply too high. This is a puppy after all and life will go on without it. Ultimately though, this is a decision that only you can make. How much do you really want this puppy and how much better will it make your life?