Need financing for a French Bulldog? No problem, we may be able to get you an offer, even with less than perfect credit. Start your quote with how much you expect to spend on your French Bulldog (Average Cost $2500 – $5000).
If approved your lender will deposit fund directly to your account. This will let you shop for your puppy just like any CASH BUYER, allowing you to use ANY breeder you like.
We Can Help You Get Financing
At PuppyLending.com, we help you get French Bulldog financing by getting you access to a large network of online lenders. More lenders means more chances of getting an approved offer fast.
In the pet business, if you are looking for a direct lender, that means a pet shop in most cases. Pet shops are the last place that you want to turn, especially if you are looking for a French Bulldog which can be hard to come by.
When you get an offer from our website for financing, you become a cash buyer because your lender will deposit money directly into your account. That means that you do not have to deal with a pet shop with their limited selection, questionable quality and high prices. Instead, you can work directly with a breeder. It allows you to get the dog you want at a better price.
Most breeders do not like working with finance companies because of the hassle and they do not need to. There are enough people looking for pure bred animals that they can stick with just the cash buyers.
In the case of French Bulldogs, litters are often sold before they are even born. The only way to get one is to put down a cash deposit far ahead of time. An installment loan that gives you cash in your checking account will let you do just that.
An additional benefit to getting French Bulldog financing online is that, if you have bad credit, it is typically easier to get an approval. Since their are more lenders, you have better odds of getting a yes from one of them.
Getting Your Payment Plan Offer
Now, let’s take a look at what you need to do in order to get your pet financing offer. It is a very simple process to get a payment plan for a Frenchie puppy and most people can wrap it up in just a few minutes.
First, you need to fill out the quote form which is located at the top of the page. Enter in how much you expect to need for your puppy and then your contact information and information about how you get your income. You will also enter a checking account number because this is how your lender will send you the money if you accept an offer.
When you are done filling out your form, you need to agree to the terms of service. Make sure that you read it, because this type of legal information is important.
After you agree to the TOS, you can submit your form and off it goes securely to the network of lenders. The form is encrypted and the website is secure, to protect you and your information. Once at the network, if approved, one of the lenders will make you an offer.
After being approved, you will be directed to the lender offering you financing for your French Bulldog. There, you can review the details of your offer and make a decision.
If you have agreed to your offer, your lender will get to work getting you the money that you need. They will then electronically deposit it into your checking account. That is why you had to enter bank numbers in the quote form. Once you have your money, you can do with it as you please.
In the case of a Frenchie, this will probably mean finding a breeder and putting down a deposit on their next lender. If you can find a puppy straight away, great. most litters tend to be sold before they are born though, so do not be afraid to put a deposit down with a reputable breeder.
About French Bulldogs
French Bulldogs where developed in the 1800’s from cross breeding Toy Bulldogs. Today, they are the sixth most popular breed of dogs in the United States.
These are very small companion dogs that have a number of benefits. For starters, they are very loyal to their humans. So loyal in fact that they can develop separation anxiety, so be prepared to spend a lot of time with them. In addition, they require very little exercise and rarely bark. This makes them very good apartment dogs, once trained of course.
Where To Get Your Frenchie
The only way to get a French Bulldog is from a breeder. By Only, I do not mean that you can not find them elsewhere, but if you do, you are asking for trouble.
A responsible breeder will take care to breed out defects which can occur with any dog. When overbred, they can develop With Frenchies, poor breeding can result in an increased chance of Dermatitis and Obstructive Airway Syndrome.
When bred at puppy farms, these conditions can become far more prevalent. In addition, because of often poor hygiene at mills, those dogs with these conditions can fare worse.
Finally, one of the things that make these dogs such good companion animals can make them have a very hard time at a mill or a pet store. They love people and being locked away in a cage will not be good for them psychologically.
Avoiding Pet Stores
Pet stores rarely carry dogs like Frenchies, instead they tend to carry designer dogs. Mixed breed dogs that they can buy cheap and sell for high dollar amounts. If you do happen to encounter one at a pet shop, you would do well to avoid buying it.
Yes, you might have the desire to rescue this poor dog but once purchased, the owner of the store will simply buy another one from a mill. Purchasing one French Bulldog from a pet store could result in harm coming to many many more.
Is A French Bulldog For You
There is no doubt about it, a French Bulldog is cute. That being said, they may not be for everyone. Before you commit to your financing, take a minute to consider if this is the right breed for you.
If you are looking for a lap dog that is very chill, they make a good choice. Frenchies are not extremely active, nor are they vocal. Besides the fact that they will always be near you , you might forget they are there. They love their people though and if loyalty and low maintenance is what you desire, they might be a good choice.
On the flip side of things, if you want a dog that is playful and active, this is probably not the choice for you. If that is what you are looking for, consider financing a Chihuahua. Because of their short little legs and snout structure, activity is just not their thing. Frenchies still need exercise, but they will tire out very quickly.
Last, when determining if a French Bulldog is for you, think about if you will have enough time for your new dog. Sure, these are chill little doggies but they still need attention in love. If you travel frequently or work long hours, dogs in general might not be the thing for you. You do not want to buy a Frenchie just to keep it in boarding all the time, or worse yet, a kennel.
Is Financing For You
Just because you get an offer for financing does not mean that you should accept it. This is especially true if you have bad credit as the terms can be hard to handle on some of these loans. Before you commit to that loan and get your heart set on that French Bulldog, here are some things to consider.
Is the cost of the loan too high?
Add up the total cost of your loan and figure out in your head if the cost is worth it. Everyone will have a different number here, so determine what yours is. If the Frenchie is going to cost 3000 dollars to buy but 6000 dollars to finance, is that a worthwhile expense? You tell me.
Can you get the dog another way?
French Bulldogs are expensive, there is no doubt about that. The entry level price is around 4000 dollars for a well bred one. This is because this a particularly hard dog to breed and they produce small litters.
If you want to avoid the finance costs and are not set on a puppy, consider a French Bulldog Rescue. Get a mature dog in need for around 500 dollars. Yes, you will miss out on the puppy experience, but you will get a dog that still has a lot of love to give.
Will you have trouble making the payment?
Last but not least, can you even afford the loan payment. Take the payment and fit it into your budget. Is there room in the budget or will things be tight. Don’t blindly accept a loan if you do not know how you are going to pay for it.
Besides the loan payment, you should also consider the cost of taking care of your new puppy. First year vet costs alone can top 1000 dollars. Add to that the cost of food, bedding, treats and toys. If you plan to vacation, also consider the cost of boarding.
Can You Afford Future Expenses?
Keep in mind that the costs of a French Bulldog do not stop at the purchase price. There are a number of bills that you will need to pay over the course of their live.
First, you have food, good food. You do not want to skimp on the quality of kibble that you provide your Frenchie. A poor quality food will result in poor health and a dog with a lack of energy.
In addition, you have other expenses like treats, bedding, possible boarding costs, toys and we have not even talked about veterinary care. First year vet bills alone can top 1000 dollars. After that you have semi annual visits and any emergency vet bills that pop up
As you can see, future expenses can add up quickly with a Frenchie, or any dog for that matter.
Can you just save up the money?
Last but not least, can you just save the money and avoid financing altogether. Sure, the 3000 to 5000 dollars that you will need is a lot of money but it is attainable. If you succeed, you can get your dog with no fees and/or interest.
Should you decide to go this route, open a separate account just for your puppy. Then set up an automatic withdrawal from your checking account to the savings on the day you get paid. Before you know it, you could have your money.
Last Words On Financing
When it comes time to decide on whether or not to accept your financing, offer, be careful. Remember, loans are serious things and can affect you for years.
Make sure that you can afford the loan and that there are not better options out there. If you still think financing a French Bulldog is the right thing to do, you can then proceed knowing that you have made a good decision.