Financing Puppies

If you are looking for puppies for sale with financing, we have a better solution. Get a cash loan for your pet and then buy your puppy from any breeder that you like.  Why limit yourself to a pet store when you can get a better puppy from a legit breeder.


A puppy that was for sale with financing.

Why An Online Cash Loan

For the most part, the only places that both sell puppies and offer financing are pet stores. This is the last place that you want to buy a pet for a number of reasons.

  • Questionable Ethics
    Many pet stores get their puppies from mills where they are essentially mass produced. Over breeding a dam is common in the industry and can lead to genetic defects. Add to that the rush to ween the puppy and get it out the door and you have some serios problems.
  • Poor Living Conditions
    Even in the best kept pet store, you have questionable conditions for a young puppy. They are kept in a cage and alone all night while the store is closed. For a puppy that has been recently separated from their mother, this is bound to cause some psychological issues.
  • Limited Selection
    Ethical issues aside, you have a limited inventory. If you are looking for a particular breed, you are probably going to be out of luck. Plus, with the trend of “designer pets” you are more likely to be sold a mixed breed at an inflated price.
  • Tough Approval
    Most store credit involves just one lender. This can make it difficult to get approved if you have no credit or bad credit.

Getting a cash loan helps you avoid all of these problems. You might think that you need to rescue one of these animals, but all that does is allow the industry to grow.

Now, let’s look at why an online loan is a better solution than looking for puppies for sale with financing. Here are just a few reasons.

  • You Can Buy From A Breeder
    With cash in hand, you can shop with a legitimate breeder and not have to settle. Most breeders do not want the hassle of offering financing and they have such limited inventory that there are enough cash buyers around.
    You can be one of those cash buyers which can let you get a high demand dog. Want a French Bulldog, shop a breeder and get one because you have cash in hand.
  • You Get A Choice
    With cash, you can shop any breeder which means that you can get the exact dog that you want. You do not have to settle for something that pet stores call “designer pets”, which are really just mixed breed dogs.
  • Get Extra Cash
    You are getting a cash loan, which gives you the power to borrow a little extra cash. Do not underestimate the first year expenses of a puppy. With vet visits, shots, food, toys and bedding, it can really add up. Borrow a little more money and have those expenses covered.
  • Easier Approval
    More lenders means more chances of getting an approval, even if you have no or bad credit. When you work with one lender, you have to fit their particular mold and if you do not, you get denied. More lenders means more molds to fit.

How To Get Your Puppy Financing Offer

Luckily, it is easy to get an offer online so that you do not have to look for puppies for sale with financing.  Here is how it works.

  • Fill In Your Info
    First, head up to the top of the page and fill in the quote form. It should take just a few minutes because all it asks for is some rather basic information. It will also ask for banking information because that is how your lender will sen you money for your puppy.
  • Submit Your Form
    Once you are done, check things for accuracy, agree to the TOS and then submit it to our group of online lenders. We ourselves are not lenders, instead we get you access to a larger group of lenders. That is a good thing for you, especially if you have less than perfect credit.
  • Get Your Offer
    If approved, one lender from the lending group will make you an offer. You will be taken to their website to review the offer and you should make sure that you read all of the details before you make a decision.
  • Make A Puppy Loan Decision
    Finally, all that is left is for you to make a decision on your loan. Decide to accept it and you can have money in your account as soon as the next business day. Then you can buy your puppy as a cash buyer. If you do not like the loan, just walk away.

There you have it, a simple way to get puppy financing and not have to settle for a pet store.