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With good quality Cocker Spaniels going for 2000 dollars or more, it is not surprising that so many people have turned to financing to make their purchase easier. It you are looking to finance your next pup, we may be able to help. Get a free, zero obligation now, in just minutes.
Financing A Pet, Really?
People are often surprised that people finance a pet but they shouldn’t be. With the high cost of pure bred animals these days, it really makes sense. It is bad enough with Cocker Spaniels which can go for well over 2000 dollars from a good breeder. Other dogs such as English Bulldogs and Great Danes can go for 4000 dollars or more.
Not convinced yet? Okay, take a look at a few of the other reasons that you should consider financing your next pooch.
Puppies Are Expensive
Okay, I already hit on this but it can use some elaborating. Buying a pure bred puppy from a breeder can easily cost 2000 dollars or more when looking for a good Cocker Spaniel. It does not stop there though because you also have all of the puppy supplies, teething toys, food, bedding and of course, vet bills. They can add up to a very pretty penny.
If you get a loan to pay for your pet, you can ask for additional funds to cover the extra little costs that will come up. First year vet care alone will be over a thousand dollars. The online lenders in our network do not pay money to a breeder. They will send you cash directly. This means that you can use the money how you see fit to buy and pay for the care of your animal.
Pet Shops Are Unethical
It used to be that if you wanted to finance an animal, you had to turn to a pet shop. They had in house financing and could sell you a pooch with affordable monthly payments.
The problem with pet shops is twofold.
First, the pet quality. Most animals come from mills with questionable standards at best. Then the puppy is separated from their mother and placed in a pet store window. Not a good way for a puppy to grow up.
Second, most pet shops like to offer designer pets instead of pure breeds. They are cheap to purchase and they can then turn around and charge a premium for them.
Online Lenders Can Work With Bad Credit
If you are looking to finance a Cocker Spaniel, and have bad credit, an online lender is a good place to turn. We ourselves are not lenders but instead get you access to this large group of online lenders. More lenders means that you have more chances of getting an approval, even if you have bad credit.
Of course, just because you get approved for a puppy loan for your Cocker does not mean that you should accept it. This is, after all, a luxury expense. Nobody needs a puppy so you should review the terms of your loan offer carefully. If the cost of the loan is too high, you should turn it down.
Getting A Puppy Loan
So, now that you can see the benefits to getting a puppy loan, how do you go about getting your offer and how can we help you?
First off, you need to know that we are not a lender. We do not make credit decisions and we do not broker loans. What we do is get you access to a group of lenders online. Lenders that may be able to get you a loan for the puppy that you need, even with less than perfect credit. Here is how it works.
Work your way back up to the top of the page and fill out the short online quote form. The form is secure and very simple. Just enter in how much you believe that you will need for your Cocker Spaniel and some information about your income and yourself. Then submit the form to the online lenders and wait for your answer.
In most cases, an answer will come very quickly. If approved, one of the lenders in the online group will make you an offer. You will be directed to their website and can then review the terms of the offer. If you like it, accept the loan and you could have money in your account as soon as the next business day. If you do not like the offer, you can just turn it down. No strings attached.
If you did accept the offer, you will typically receive funds directly in your bank account. This means that you can then shop for your Cocker as a real cash buyer. Work with any breeder that you like and feel free to look for the best dog or the best deal.