Do you need financing for an Australian Shepherd? We can help with that. Enter in how much you expect to spend to get started. (Average Cost: $1000 – $2500)
If approved your lender will deposit cash in your account. This will let you shop for your new Aussie as a CASH buyer, allowing you to use ANY breeder you like.
Getting Your Australian Shepherd Financing
Getting an offer is easy and if you accept an offer, your lender will deposit cash in your account. This will allow you to buy your puppy from a breeder just like any cash buyer would. Here is how everything works.
Getting Your Quote
The first step is to fill in the quote form located conveniently at the top of this page. It is very brief and only asks for some pretty basic information. Enter things like your name, how you make your money and your bank information. If you should accept an Australian Shepherd loan offer, this is how your lender will send you the money that you need.
Once you complete the form, you will need to review and agree to the TOS or Terms Of Service. Once you do that, you can submit it to the lender group and wait for an answer.
This is where you will see the major difference between our website and other loan websites. We ourselves are not lenders. We simply give you access to a group of online lenders. This is important because if you have bad credit, it improves your odds of getting an approved Australian Shepherd loan offer.
If approved for a loan offer, you will be directed to the website of the one lender that is making you an offer. You can then review the offer and determine if you want to accept it. If you do not like it, you can simply walk away. If you do like the loan however, you can accept it and have your money as soon as the next business day.
Buying Your Australian Shepherd
If you were approved for and decided to accept Australian Shepherd financing, you can get your money as soon as the next business day. You can then go about the business of finding your Aussie pup.
The best thing about getting an online loan from one of our lenders is that fact that you will be given your loan proceeds in cash. That makes you a cash buyer which is important for a number of reasons.
First, it allows you to go directly to any breeder that you want and avoid pet shops. Typically pet shops have been the only way to finance a puppy and that comes with a number of problems.
Pet shops these days often do not stock pure breeds like Aussies or French Bulldog Puppies. They tend to offer designer pets, which are really just mixed breed dogs. In addition, pet shops have questionable ethics. Dogs are often raised in puppy mills, pulled from their mothers early and kept isolated at the store. Not a good thing for a healthy animal.
Another benefit is that your breeder does not have to fill out any paperwork. Most breeders sell their puppies very fast and would not want to be bothered with paperwork. By having cash, you can avoid inconveniencing them and avoid losing out on a choice puppy.
Making Your Aussie Loan Decision
Once you have a loan offer in front of you, you have a big decision to make. Should you take the loan or pass it up. A puppy is typically a luxury item. Unless you are getting a working dog like a German Shepherd, you can probably do without it if the offer is not right.
If you have bad credit, this is a particularly important decision to make. As you probably already know, credit is more expensive the worse your score is. We can not make the decision for you, but here are some things to think about.
Is the financing too expensive?
This is a luxury item and you can do without it. As much as you may want to get an Australian Shepherd, your life will go on just fine without it. If borrowing 1000 dollars is going to ultimately cost you 2000 dollars, for example, it might be good to pass.
Can you afford the payment?
Fit the payment into your budget and see how things work out. Can you still afford to make all of your other bills or will things be tight. Also, keep in mind that there will be more bills with a puppy. Food and vet bills can really add up.
Can you get a puppy another way?
Finally consider if there is another way to get a puppy. Getting an Australian Shepherd from a local pound might be an option for example. It might not be a full bred dog but who’s to say an Aussie mixed with another dog like a Cocker Spaniel couldn’t be just as good for you.
Keep in mind that mixed breed dogs are also healthier than full bred animals. They have less chances of developing hereditary problems.