Holding a puppy from a pet store.

About Pet Store Financing

Are you thinking about financing from a pet store? Think long and hard about this decision, because it is probably not be the best choice. Look at some reasons that you should not finance a dog from a pet store and then check out a great online financing alternative.

Reasons To Avoid The Pet Store

We could go on and on about why you should avoid a pet store, but here are just a few of the reasons.

Limited Choices

This is a huge reason to not finance a pet from a pet store, the choice is very limited. They only stock a few different types of animals and most of them will not be pure bred dogs. If you have your heart set on a certain breed, you will probably be out of luck.

The trend with pet stores these days is to sell so called “designer pets”. These are really just mixed breed dogs, but they sell them at inflated prices. Why buy a Goldendoodle and pay the same price as you would for a pure bred French Bulldog?

Possible Puppy Mills

Pet stores do not breed their own animals and legitimate breeders will not sell their animals to them. This means that many, if not most, pet stores are buying their animals from puppy mills.

Puppy mills should be avoided for several reasons.

The first is the obvious ethical dilemma. With a puppy mill, their goal is to breed as many dogs as they can to maximize their profit. Puppies are often raised in small, unkempt spaces and taken from their mothers and litter mates just as soon as physically possible.

Another reason to avoid the mill is for the health of your animal. Breeding at a mill is done without the animals health in mind. Dams are bred more often than they should be and genetic screening for defects is not high on the priority list.

Expensive Pets

Finally, you have the cost involved in purchasing from a pet store. Why pay $3000 for a mixed breed dog when you can pay about half of that for a full breed dog from a legitimate breeder?

The reason that people continue to buy from pet stores is a matter of convenience. They are the only game in town as far as financing goes. Or at least they were.

Online Puppy Financing

A better option is online financing which comes with many advantages that you will not get from the pet store.

Shop Any Breeder

When you get an online loan for puppy financing, your lender will deposit money directly into your bank account. This makes you a cash buyer which will allow you to shop any breeder that you like.

Better Puppy Prices

The ability to shop any breeder comes with an advantage of its own, a better price. You do not have the markup that you would get at a pet store, so you can save hundreds of dollars on your purchase.

Easier Approval

Even if you have bad credit, there may be a lender that is willing to make you an offer. We put you in front of a large group of online lenders and that makes it much easier to get an approval, even if your credit has seen better days.

Get Your Quote

Now that you can see the benefits to online finance, why not get a puppy loan quote now.

Here is how it works.

  • Fill out your quote form.
    Enter in how much you want to spend on a pet and a little information about yourself.
  • Submit your information.
    Hit the submit button and get your answer.
  • Review your offer.
    If approved, one lender from the loan group will make you an offer.
  • Get your money.
    If you like your offer, accept it and get your money as soon as the next business day.

It could not be any easier to get the money that you need to take home your new pet.

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